Risk Management

Risk management, fraud scrubbing and loss prevention all describe an ongoing process of constant adaptation and vigilance that requires state-of-the-art fraud mitigation tools tuned to the specific merchant industry.

A basic tenet: Out-of-the-box fraud solutions do not work for everyone.

New merchants are often confused by product hype and experienced merchants quickly become frustrated with overly simplistic anti-fraud tools because there is no panacea, there is no quick fix to the problem.

PayPrin are professionals, don’t try this at home. The wrong combination of ineffective tools and procedures can be expensive and painful.

PayPrin Risk Management Expertise

The Payment Principals team has built and manages some of the most sophisticated risk management services and systems available on the market today. Payment Principals delivers fraud prevention solutions that are fitted to each client’s business model by customizing components to meet each merchant's unique requirements and thereby creating a distinct fraud strategy that is often additionally segmented and tailored for the sale channel and/or product offered.


  • Minimize Fraud Losses
  • Reduce Customer Friction
  • Maximize Sales Conversion

The Payment Principals staff helped pioneer early credit card fraud prevention techniques. Since 1989, the PayPrin team has been helping merchants prevent fraud and stay away from the card association chargeback monitoring programs by offering a complete suite of fraud detection tools and proprietary risk mitigation techniques.

Basic Tools

  • Address Verification (AVS), CID / CVV2 Verification
  • Verified by Visa (VbV), MasterCard SecureCode
  • Basic Spending Threshold Controls
  • Negative and Positive Databases
  • IP Address Geolocation

Advanced Tools

  • Advanced, Multi-Point Velocity (Spending) Controls
  • Fraud Scoring, Neural Scoring
  • Identity Verification, Account Vetting Systems
  • Expert Business Rules
  • Positive Profiling Techniques
  • User-Definable Business Rules, Databases and Custom Data Fields
  • Change Detection Rules, Anomalistic Pattern Detection
  • Card Identification, BIN Databases, BIN Geolocation
  • Compromised Card Databases
  • Device Identification

PayPrin believes and this philosophy is affirmed by numerous PayPrin clients, that the company’s focus on risk management and high quality service is what distinguishes the company from competitors. Please contact PayPrin for a more detailed discussion on the company’s capabilities and an assessment of how these solutions can be optimized to help your company prevent fraud with minimal consumer friction and maximum sales conversion.

PayPrin News

  • More Shopping Carts +

    FOR IMMEDIATE RELEASE: Extended Shopping Cart Options New York, NY (01 February 2012) – With the addition of a fourth gateway platform, Payment Principals LLC (PayPrin) announces that it now supports more than thirty different shopping cart options for card-not-present merchants Read More
  • Extended ACH Services +

    FOR IMMEDIATE RELEASE: Extended ACH Processing Options New York, NY (28 July 2011) – Payment Principals LLC (PayPrin) has extended their ACH (Automated Clearing House) processing services in the U.S. In addition to adding a new ODFI (Originating Depository Financial Institution), Read More
  • Launch of Axis Gateway +

    FOR IMMEDIATE RELEASE: Launch of New Axis Gateway New York, NY (20 January 2012) – Payment Principals LLC (PayPrin) is pleased to announce that it has recently launched its newest gateway platform - the Axis Gateway. Read More
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Agents & Resellers
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